Caught Off Guard by Junk Fees at the Car Dealer?

It started with a handshake and a smile.

You found the car, negotiated the price, and sat down ready to sign. Then, page after page, the numbers didn’t add up.

That’s when the “junk fees” kicked in.

Unfamiliar charges—like VIN etching, paint protection, and $699 “processing fees”—ballooned the final price. You felt rushed, unsure, and pressured to sign anyway.

You’re not alone.

Junk fees from a car dealer are a growing problem across the U.S.—a trick dealers use to quietly hike up the cost of your car without you realizing until it’s too late.

If you’ve been hit with dealer add-on scams or charged for hidden car costs you never agreed to, you may have a legal case.

What Are Junk Fees from a Car Dealer?

Junk fees are extra charges tacked onto your purchase that provide little to no actual value. They’re often buried in the fine print of your contract or disguised as standard parts of the deal.

These include:

• Unnecessary add-ons like fabric protection, nitrogen in tires, or theft recovery devices
• Bogus administrative fees or excessive “documentation” charges
• Pre-installed accessories you didn’t request (like wheel locks or floor mats)

These fees are often:

• Not disclosed until the last moment
• Optional—but presented as mandatory
• Marked up well above fair market value

In many cases, these charges are added after you’ve already agreed on a price. That’s deceptive. And it’s illegal.

Dealer Add-On Scams: How They Work

Here’s a common playbook:

1. The salesperson agrees to a sale price that seems fair.
2. During financing, you’re presented with new costs—extended warranties, tire packages, or “required insurance.”
3. You’re told these are “standard” or “required by the bank.”
4. You’re pressured to sign fast or risk losing the deal.

These dealer add-on scams are designed to confuse and wear you down.

But under consumer protection laws, you have rights.

Real-World Example: $3,000 in Hidden Car Costs

Jessica thought she scored a deal on her first SUV.

She agreed to a $21,000 price. But when she reviewed her contract at home, the total jumped to $24,800. Why?

• $499 for nitrogen tires
• $899 for VIN etching
• $1,250 for “Total Appearance Package” she never agreed to

Jessica was never told these were optional. Worse, some were added after she left a deposit.

She contacted our firm. We reviewed the paperwork, confirmed violations, and demanded the dealership make it right.

Jessica got her money back—and peace of mind.

Why These Hidden Fees Matter

The impact goes beyond just dollars.

Dealer junk fees:

• Mislead consumers who believe they’re paying the agreed price
• Inflate your loan, costing thousands more in interest
• Create unfair deals, especially for first-time buyers and seniors

If you’re dealing with a dealer who charged you for hidden car costs, you deserve to know the truth—and what to do next.

California Car Buyer Laws: What Dealers Can—and Can’t—Charge You For

California law is especially strong when it comes to protecting car buyers. State law is clear: dealers must disclose all charges clearly and upfront.

Under the California Vehicle Code and the Consumer Legal Remedies Act (CLRA):

• All optional products or services (like paint protection or extended warranties) must be disclosed as optional—you cannot be forced to buy them to qualify for financing.
• Documentation fees are capped under California law. As of 2025, the maximum allowed doc fee is $85 for used vehicles and $105 for new vehicles—anything higher is a red flag.
• Adding charges after the sales agreement or slipping them into the contract without your clear consent may be considered fraud or an unfair business practice under California’s Unfair Competition Law (UCL).

If a dealer charged you for pre-installed accessories or services you never agreed to—or said they were “required by the bank”—you may have a strong legal claim under California law.

⚖️ Even if you already signed the paperwork, you may be able to recover your money and cancel the contract.

What to Do If You Suspect Junk Fees

Don’t go back and argue with the salesperson.

Instead, gather:

• A copy of your sales contract
• Any promotional material or texts from the dealer
• A timeline of your visit and who you spoke with

Then, contact a consumer protection attorney.

We offer a free case review to assess if you’ve been scammed and what your next steps are.

Why Clients Trust Us to Handle Dealer Add-On Scams

• Deep legal experience in auto fraud and deceptive sales practices
• Quick action—we don’t let shady dealers drag their feet
• No upfront costs—you pay nothing unless we recover money for you
• Compassionate representation—we understand how stressful this can be

Our team fights to recover every dollar you deserve.

Schedule Your Free Case Review Today

If you’re unsure whether the charges in your car contract are legal, we’ll find out for you.

You don’t have to let the dealer win.

📞 Call Now or click below to book your free consultation.

We’ll walk through your paperwork, identify any illegal fees, and explain your options—clearly and simply.

We’re On Your Side

It only takes one call to start putting things right.

Whether you’re dealing with junk fees from a car dealer, dealer add-on scams, or hidden car costs, you don’t have to navigate it alone.

Let us fight for the deal you deserved in the first place.